Women are not just balancing roles; they are conquering them. With financial independence on the rise, women are taking charge of their finances like never before. However, managing expenses while striving for financial freedom can sometimes be challenging. Enter the Divaa Credit Card by Union Bank of India, exclusively designed to empower women with unparalleled benefits and convenience.
Eligibility Criteria for Diva Credit Card:
Any woman aged between 18 to 65 years can apply for the Diva Credit Card. Businesswomen enjoy an additional relaxation of up to 5 years, extending the eligibility criteria to 70 years.
Income Requirement:
To qualify for the Diva Credit Card, the applicant’s annual income should be a minimum of Rs 2.5 lakh. Salaried individuals are required to submit their Form 16/ITR along with the salary slip, while businesswomen need to furnish two years’ worth of ITR.
Most read: RBI’s UPI Update: How It Changes Your Wallet Experience for the Better
Features and Benefits of Diva Credit Card:
- The Diva Credit Card operates on the RuPay network, enabling users to enjoy various merchant offers and cashback benefits, including discounts on restaurants and utility bills.
- Cardholders receive enticing discount vouchers at popular establishments such as Lakme Salon, Nykaa, Myntra, and Flipkart, making every shopping experience more rewarding.
- Prioritizing women’s well-being, the Diva Credit Card offers a complimentary health checkup package, ensuring that cardholders can stay on top of their health without any additional hassle.
- With every Rs 100 spent, cardholders earn 2 reward points. Accumulating a minimum of 750 reward points allows for easy redemption, providing added value with every purchase.
- Enjoy the convenience of a 1% reimbursement on fuel purchases, subject to certain conditions, making every trip to the pump a little less burdensome on the wallet.
Fee Structure:
While the annual fee for the Diva Credit Card is Rs 499, cardholders have the opportunity to have this fee waived off by spending Rs 30,000 or more in a year, making it a truly cost-effective choice.
In conclusion, the Diva Credit Card from Union Bank of India is more than just a financial tool; it’s a symbol of empowerment for women across the nation. With its tailored benefits and user-friendly features, it’s the perfect companion for women who are charting their path to financial independence. Apply for the Diva Credit Card today and take the first step towards a brighter, more empowered future.